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Authorize.net
Authorize.Net lets your Internet-based businesses authorize, process, and manage credit card transactions without the complicated software and hardware that is normally needed to process payments over the Web. Every TotalPay/Authorize.Net account comes with the following modules:
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The Authorize.NetTM Virtual Terminal is a secure, web-based interface that enables businesses to authorize, process and manage credit card transactions from any computer that has an Internet connection and a Web browser. The Virtual Terminal replaces standard authorization terminals or software, and provides the best solution for merchants who manually enter credit card transactions for mail or phone order sales.
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Connecting Your Web Site - Connecting your web site to your credit card processor is a breeze with Total Pay/Authorize Net! For most merchants this will be a simple matter of inserting your Authorize Net login information into the appropriate place in your shopping cart back-end. Since Authorize Net supports over 130 different 3rd party shopping carts, you can be reasonably assured that Authorize Net will work fine with your web site. If you aren't sure about your shopping cart or would like recommendations feel free to call our sales department at 888 871-4558.
Card Type |
Rate |
Per Transaction |
Visa/Mastercard Credit |
2.25% |
20 cents |
Discover |
2.70% |
20 cents |
American Express |
set by AMEX |
20 cents |
Statement C/S |
$10/month |
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Gateway Fee
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$10.00/month |
see note below |
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Note: A minimum of $25 in discount and transaction fees will be billed each month |
Note: The gateway fee covers the first 250 transactions each month. Subsequent transactions are billed at 5 cents each. |
Compare Authorize Net to PayPal Express and Google Checkout - Learn More
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Authorize.Net's eCheck.Net is a payment solution that allows web-based and traditional merchants to accept and process electronic check payments (echeck processor link) either directly from their Website or through the Authorize.Net™ Virtual Terminal.
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Automated Recurring Billing (ARB) feature introduces a convenient and powerful tool for managing recurring credit and debit transactions. Web and mail order/telephone order merchants can take advantage of ARB's flexible features to enhance customer service and build customer loyalty, while reducing declines and overall administrative costs. Simply create a "subscription" that includes the customer's payment information, billing amount, interval and duration. ARB does the rest, generating the subsequent recurring transactions based on a fully customizable schedule.
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The new Authorize.Net Fraud Detection Suite (FDS) is a customizable, rules-based fraud detection system that provides internet merchants with powerful filters and tools to identify, manage and prevent suspicious and potentially risky fraudulent transactions. Merchants have the ability to customize FDS filters and tools to match their business needs and control how suspicious transactions are handled, including the ability to hold the transaction for manual review.
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Cardholder Authentication Programs reduce costly chargeback fees for Web merchants, while providing customers with maximum transaction security. The Verified by Visa and MasterCard® SecureCode™ programs validate the identity of registered cardholders during Web-based transactions by requiring a personal identification number (PIN) at checkout. By utilizing this extra layer of authentication, merchants protect themselves from the fees and penelties associated with fraudulent and disputed transactions.
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